Frosty's HVAC
4.9 stars · 94 Google reviews

AC Replacement in McKinney, TX

Three flat-rate residential replacement tiers, $8,000-$20,000+. R-454B / R-32 only. Frosty Thermostat free. Licensed TACLA126718E. Financing with $0 down on approved credit.

Licensed TACLA126718E
EPA 608 Universal Certified
Family-Owned Since 2018
94 Reviews · 4.9 Stars

How Much Does AC Replacement Cost in McKinney?

AC replacement in McKinney runs $8,000-$20,000+ depending on tier, tonnage, and ductwork condition. All three tiers are flat-rate — the price I quote during the free in-home estimate is the price you pay at install. Financing available with $0 down on approved credit.

Stay Cool

Goodman · 15 SEER2 · Single-stage

$8,000-$14,000

1-year labor warranty

  • Frosty Thermostat (smart WiFi thermostat)
  • New disconnect box
  • Electrical whip
  • Overflow condensate shutoff
Most Popular

Stay Frosty

Carrier · 18 SEER2 · Dual-stage

$12,000-$18,000

2-year labor warranty

  • Everything in Stay Cool
  • Ductwork inspection + sealing (up to 5 connections)

It's A Frosty Life

Trane · 20+ SEER2 · Variable speed

$16,000-$20,000+

5-year labor warranty

  • Everything in Stay Frosty
  • Full ductwork inspection + sealing
  • Vibration isolation mounts
  • 1-year Frosty Club included ($99 value)

Add-on: 10-Year Labor Warranty +$3,500

Adjustments: Electric system −$1,000 · Heat pump +$2,000

Financing Available

$0 down on approved credit through Optimus, Synchrony, GreenSky. A $12,000 Stay Frosty at 9.99% for 120 months runs about $159/month. 50% deposit required at booking.

See Financing Options

What's Included With Every McKinney AC Replacement?

Every tier — Stay Cool, Stay Frosty, It's A Frosty Life — includes the same baseline package. No bait-and-switch, no surprise add-ons at install. Here's exactly what you get.

Frosty Thermostat (smart WiFi thermostat — our brand, included free)
New outdoor disconnect box
New electrical whip
Overflow condensate safety shutoff
Condensate drain line treatment
Copper line inspection (replaced if compromised)
Load calculation (Manual J)
City permit pulled under TACLA126718E
Full cleanup + haul-away of old equipment
R-454B or R-32 refrigerant (never R-410A for new installs)
EPA 608 Universal certified install crew
Post-install walkthrough + WiFi thermostat setup

Why McKinneyHomeowners Choose Frosty's for AC Replacement

McKinney replacement jobs fall into three very different buckets, and pricing each one honestly matters more here than almost anywhere else in DFW. The first is Historic Downtown McKinney — pre-1950 housing around the square. Those pier-and-beam homes were never designed for central HVAC, so retrofits often involve relocating the air handler, rerouting line sets, and dealing with crawlspace ductwork that may need full replacement. Manual J load calculation is non-negotiable here because the original retrofit guy from the 1980s almost certainly oversized the system. Dropping a 4-ton condenser onto a house that needs 2.5 tons is the #1 mistake I see in Historic Downtown.

The second bucket is Stonebridge Ranch (1988-2005). These master-planned homes are now 20-35 years old, which means original equipment is well past end of life and most second-generation systems are aging into replacement territory. The duct runs are usually long because of the larger lots, and ECM blower assemblies on the 2000s-era systems are right at the failure window. Stonebridge customers most often land on Stay Frosty (Carrier 18 SEER2 dual-stage). The third bucket is Craig Ranch (2000-2015) and Adriatica (2010s) — newer high-end builds where the original variable-speed equipment is just now showing wear. Those owners almost always upgrade to It's A Frosty Life (Trane 20+ SEER2 variable speed) because they're already used to the comfort level.

Every replacement includes a Frosty Thermostat (our smart WiFi thermostat — not Nuve), new disconnect box, electrical whip, overflow condensate shutoff, condensate drain treatment, copper line inspection (replaced if needed), permit, and full cleanup with haul-away. Labor warranty scales with the tier: 1-year on Stay Cool, 2-year on Stay Frosty, 5-year on It's A Frosty Life. All equipment comes with manufacturer warranty. Financing available through Optimus, Synchrony, and GreenSky — $0 down on approved credit.

Neighborhoods we serve in McKinney: Historic Downtown McKinney, Stonebridge Ranch, Craig Ranch, Adriatica

Why Our Credentials Matter for AC Installation

TACLA126718E

Texas HVAC Contractor License held by Mariafernanda Jacobo. Every install permitted under this license with the TDLR.

EPA 608 Universal

Omar Jacobo, #2396328. Required by the U.S. EPA for all new R-454B and R-32 installs under the 2025 refrigerant phase-down.

ENERGY STAR Partner

All three tiers meet or exceed ENERGY STAR SEER2 minimums. Stay Frosty and It's A Frosty Life qualify for utility rebates in many ERCOT territories.

Learn more about our credentials on our About page or visit omar-jacobo.com.

AC Replacement FAQ for McKinney, TX

How much does a new AC system cost in McKinney, TX?

Flat-rate pricing by tier: Stay Cool (Goodman 15 SEER2 single-stage) $8,000-$14,000, Stay Frosty (Carrier 18 SEER2 dual-stage) $12,000-$18,000, It's A Frosty Life (Trane 20+ SEER2 variable speed) $16,000-$20,000+. Exact price depends on tonnage and whether it's electric or heat pump. Heat pump adds $2,000; 10-year labor warranty adds $3,500.

What SEER rating do you recommend for Stonebridge Ranch or Craig Ranch homes?

For Stonebridge Ranch and Craig Ranch 2-story homes with multi-zone systems, I recommend 18 SEER2 dual-stage (Stay Frosty) at minimum. McKinney runtime hours are high because of summer heat and tight setpoints, so a variable-speed 20+ SEER2 system (It's A Frosty Life) typically pays back the upgrade cost in 5-7 years through Oncor bill savings.

How long does AC installation take in McKinney?

Standard residential replacement is one full day (8-10 hours). Homes requiring ductwork repairs, electrical upgrades, or multi-zone reconfigurations can take 2 days. Historic Downtown McKinney pier-and-beam retrofits sometimes stretch to 2-3 days because of crawlspace duct work. We pull the McKinney permit before we start, and the city inspector comes out within 2-3 weeks of completion.

Should I replace my old R-22 system in Historic Downtown McKinney?

For most pre-1950 Historic Downtown McKinney homes with R-22 systems, yes. R-22 production ended in 2020 and costs $150-$200/lb now, so any significant leak or compressor failure makes replacement the cheaper long-term choice. We run the numbers both ways and show you side-by-side costs — and we factor in the retrofit complications honestly so you don't get surprised on installation day.

Do you offer financing for AC replacement in McKinney?

Yes — Optimus, Synchrony, and GreenSky with $0 down on approved credit. 50% deposit at booking, balance on completion. Monthly payments work out to roughly 1/60th of the system price. Financing applications take 5 minutes and most McKinney homeowners get approved same-day.

Ready for a New AC System in McKinney?

Free in-home estimate. Flat-rate pricing. $0 down financing on approved credit. Installation typically within 1-2 weeks.

Written by Omar Jacobo, EPA 608 Universal Certified Lead Technician at Frosty's HVAC LLC. Licensed TACLA126718E. Frosty Club Basic $99/yr · Premium $300/yr.

OJ

Written by

Omar Jacobo

EPA 608 Certified Technician (#2396328) | Co-Owner, Frosty's HVAC LLC

Omar has been serving local homeowners since 2018. Learn more

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